Buyers are NOT required to use Shea Mortgage, are free to use any lender of their choosing, and are free to decline any incentives tied to the use of Shea Mortgage. Shea Mortgage is an independent member of the J.F. Shea family of companies. Lending In: Arizona: Arizona Department of Financial Institutions License #0904079, NMLS #40397. California: NMLS ID #40397, CA Bureau of Real Estate License #01197403. Colorado: Colorado Uniform Consumer Credit Code Supervised Lender License #988132. Florida: Florida Office of Financial Regulation License MLD111, NMLS #40397. Nevada: State of Nevada Department of Business and Industry Division of Mortgage Lending License Number 4111. North Carolina: North Carolina Commissioner of Banks Mortgage Lender License #L-106078, NMLS #40397. Texas: SML Mortgage Banker Registration – MLS – 40397. Virginia: State Corporation Commission Bureau of Financial Institutions License Number MC-5849. Washington: Washington Department of Financial Institutions Consumer Loan License #CL-40397.